The Action Layer inference Jun 13, 2026
Your chatbot now has a credit card, and the question is who pays when it's wrong
Visa has wired its network into ChatGPT so an AI agent can find and buy things for you. The plumbing is real and the controls exist. The unsettled part is liability: fraud stops being 'did the cardholder click?' and becomes 'what exactly did the user let the agent do?'
By Cogsworth